Public Entity

Richmond National has broad appetite within the Public Entity arena. Our focus is on small to medium-size Public Entity risks with populations 100,000 and under on Public Officials and Law Enforcement and student size up to 25,000 on Educators Legal.

Coverage Forms

  • Claims Made and Reported
  • Occurrence (Law Enforcement Only)

Available Coverages

  • Defense Outside the Limits
  • Duty to Defend
  • Personal Injury Coverage
  • Crisis Management Expense Coverage
  • Back Wages Coverage
  • Punitive Damages

Limits Available

  • Up to $5,000,000 Per Claim / $5,000,000 Aggregate

Target Classes

Public Officials

  • City, Borough, Village, Town, and County
  • Commissions
  • Parks and Recreation Departments
  • Special Service Districts

Educators Legal

  • Charter Schools
  • Colleges and Universities
  • Educational Service Districts
  • Public and Private Schools K-12

Law Enforcement

  • Alcohol and Beverage Control Boards
  • City, Borough, Village, Town, and County
  • Colleges and Universities
  • Special Service Districts
  • Task Force

Send Submissions to


Jeff Austin

Richmond National’s Public Entity underwriters are proud members of the PLUS organization.