Products Liability

Richmond National has a broad appetite within the E&S market. We target small to medium-size, non-standard risks with revenues of $35 million or less.


  • 3 tiers of coverage forms to accommodate a wide risk appetite – Standard, High Risk, and Premier
  • Full General Liability and Products / Completed Operations only options available
  • Occurrence and Claims Made available (retroactive date continuity subject to receipt of expiring Declarations page)
  • Product Withdrawal Expense Reimbursement, Data Breach Expense Reimbursement, and Products Pollution coverages available on qualifying risks


  • $1,000,000 per Occurrence / $2,000,000 Aggregate Primary limits
  • Up to $5,000,000 Excess limits on
    select classes

Target Classes

  • Machinery and Equipment
  • Exercise Equipment, Sporting Goods, and Playground Equipment
  • Imported Consumer Goods
  • Toys and Games
  • Infant Products
  • Nutraceutical Goods and Cosmetics
  • Class I and II Medical Devices
  • Veterinary Products
  • Chemicals, Paints, and Solvents
  • Tobacco and Electronic Cigarettes
  • Furniture Goods
  • Food Products
  • Firearms, Ammunition, and Body Armor

Restricted Classes

  • Critical Automotive Parts, Limousine Conversion, and Used Tires
  • Critical Aviation Parts and
  • Motorized Watercraft
  • Implanted Medical Devices
  • Oil / Gas, Fracking, or Mining
  • Bridge / Overpass or High-Rise Building Materials

Send Submissions to


Jessica Stone

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