Commercial Property

Richmond National provides specialized coverage for a broad array of commercial property
risks in the E&S marketplace throughout the United States. 
We offer All Risk coverage on a primary and excess basis.

Coverages

  • “All Risk” including or excluding Earthquake and/or Flood
  • No wind coverage offered in the following states: Florida, Louisiana, Hawaii

Tier 1 and Tier 2

Maryland and North:

  • Primary and Excess Capacity
  • No Frame/JM on a Primary Basis

South of Maryland:

  • Excess capacity only for locations 25 miles or more from the coast

Capacity

  • Capacity of up to $7,500,000 in house with the ability to write up to $20,000,000 with facultative support for Primary/Ground Up and up to $25,000,000 for Excess coverages
  • Primary limits: Target risks with $25,000,000 or less TIV with 10 locations or less

Target Classes

Primary

  • Education
  • Hotels/Motels
  • Churches
  • LRO – Retail
  • Personal Repair Services
  • Event Spaces
  • Retail/Strip Shopping Centers
  • Vacant Buildings

Excess

  • Apartments/Condominiums
  • Real Estate Schedules
  • LRO – Commercial/Industrial
  • Light/Moderate Distributors and Manufacturing
  • Municipalities/Schools/ Universities

Restricted Classes

  • Food Manufacturing / Agricultural Risks (Poultry, Meat Packing / Processing)
  • Foundries
  • Growing Crops
  • Highly Flammable or Reactive Chemical Distributors and Manufacturers
  • Oil/Gas/Petrochemical
  • Recycling, Tire Retreading
  • Woodworkers
  • Protection Classes – 9 & 10

Send Submissions to

cp@richmondnational.com

Contact

Jamey Schoenhard

jamey.schoenhard@richmondnational.com
(804) 256-0603

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11013 West Broad Street, Suite 300
Glen Allen, VA 23060

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